My top 25 ballot for this week. Cal Poly has to be the most under-rated team by my media cohorts, No. 20 last week. Mustangs are unbeaten and have FBS win at Wyoming. I put them at No. 4 this week. Two Missouri Valley teams, Illinois State and Youngstown, lost their first games of the season, but I still kept both in the top 10 by virtue of their FBS wins. Once-beaten Samford cracked in the poll for the first time on my ballot, never thought I would be voting for Samford this year.